Last Updated: January 13, 2026
"FairPay Solutions is a private legal consultancy and debt management firm. We are not a bank, NBFC, or government agency. We do not provide loans or financial aid. Our services are strictly limited to legal advisory, debt counselling, and settlement negotiation on behalf of our clients. While we strive to achieve the best possible outcome, settlement results depend on individual creditor policies and case specifics. We strictly adhere to RBI guidelines regarding fair practices."
Download Official Disclaimer PDFFairPay Solutions is an independent consultancy firm providing advisory and educational services related to unsecured debt resolution. We are NOT:
Our services are strictly consultancy and advisory in nature. We provide:
We do NOT directly negotiate with creditors on your behalf unless you have explicitly authorized us to do so through a separate agreement.
While we strive to provide the best possible guidance, we cannot guarantee:
Debt resolution outcomes depend on multiple factors including creditor policies, your financial situation, and negotiation circumstances.
Unless provided by a licensed attorney, our services do not constitute legal advice. For specific legal questions or representation, please consult a qualified lawyer licensed to practice in your jurisdiction.
Our services are designed exclusively for unsecured debt such as:
❌ We do NOT assist with secured loans including home loans, car loans, gold loans, or property loans.
Debt settlement may negatively impact your credit score. Settled accounts may be reported to credit bureaus and remain on your credit report for several years. We recommend understanding these implications before proceeding.
Forgiven debt may be considered taxable income under Indian tax laws. We recommend consulting with a qualified tax professional to understand potential tax liabilities.
While we make every effort to provide accurate and up-to-date information, laws and regulations change frequently. The information on our website and in our consultations is for general guidance only and should not be relied upon as definitive.
Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties. Use of third-party services is at your own risk.
You are responsible for:
To the fullest extent permitted by law, FairPay Solutions and its officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or reliance on our advice.
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified disclaimer.
If you have any questions about this disclaimer, please contact us at support@fairpaysolution.com or call +91 9389815277